(808) 538-3785 ext. 223






EDUCATION:                 University of Hawaii, College of Business Administration.

                                          Awarded Bachelor of Business Administration degree, December 1993

                                          Major:  Accounting, GPA:  3.9 on scale of 4.0

                                          Awarded CPA license on March 11, 1988




03/98 to present                 The Mortgage Group, Inc.

                                          Vice President.  Assist clients in obtaining residential and commercial loans.  Supervises and manages the residential department.


09/94 to 09/97                   Financial Consulting Group, Inc.

                                          Consultant.  Provided financial and business consulting services to select businesses.  Financial services included bank financing relating to debt restructure.  Business consulting services included tax planning and management of client real estate investment portfolio, including preparation of budgets, management of cash flows, and maintenance of rental operating account.


08/85 to 09/94                   PKF Hawaii